Should Gun Owners Be Forced To Purchase Firearm Liability Insurance?
A bill introduced to the New York State Assembly by Democratic Assemblymen Felix Ortiz would require all New York gun owners to purchase at least $1 million in firearm liability insurance that would cover any damages caused by the firearms. The bill goes on to say that gun owners would be responsible for any damages caused if the gun is lost or stolen until the gun is reported stolen to the police.
The firearm liability insurance would be a mandatory requirement for all New York gun owners. Those that fail to comply within 30 days would risk their firearms being confiscated by authorities.
“Any person in this state who shall own a firearm shall, prior to such ownership, obtain and continuously maintain a policy of liability insurance in an amount not less than one million dollars specifically covering any damages resulting from any negligent or willful acts involving the use of such firearm while it is owned by such person,” the bill, S2353, states.
“Failure to maintain such insurance shall result in the immediate revocation of such owner’s registration, license and any other privilege to own such firearm,” the bill adds.
This is still just a proposed bill from the state of New York, but the possibility of this becoming law does beg the question: