Persons afraid of drowning in a water crash have even more reason to wear their seat belts and can actually be placing themselves in more danger for not wearing their seat belt during such a situation.

The forces placed on a person's body when they hit the steering wheel or dashboard or if they're ejected from a vehicle can be equal to hitting concrete, even when you hit the water. In many situations, that can be fatal, David said.

"[Seat belts] keeps you inside the vehicle when you go inside the water. You're body does not impact that dashboard or that steering wheel or that windshield," David said. "So you're able to keep your senses about you."

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